A dedicated mortgage broking service for cryptocurrency investors has been launched in Australia, aiming to help holders of digital assets translate their crypto wealth into property ownership.
Bridging Mortgages and Crypto Strategies
A new player has entered the mortgage market with the launch of Mortgage On Chain, Australia’s first broking service dedicated to cryptocurrency investors. The firm positions itself as a specialist in helping digital asset holders translate their crypto wealth into property ownership.
Unlike traditional brokers, Mortgage On Chain focuses on clients whose portfolios are built on crypto rather than cash or conventional investments. Co-founder Oliver Woodbridge explained that younger investors are increasingly turning to digital assets to accelerate their path onto the property ladder. On the other hand, many brokers lack the expertise to interpret crypto wealth or advise on tax-efficient strategies for selling down assets.
Read more: Australian Crypto-Backed Loan Provider Secures $5.14 Million in Series A to Drive Global Expansion
However, according to a local report, Mortgage On Chain does not provide bitcoin-backed or collateralized loans directly. Instead, it helps clients secure standard Australian home loans while offering guidance on how crypto-backed lending products might fit into broader financial plans. This allows borrowers to retain their crypto holdings while receiving advice on the tax implications of accessing liquidity through digital asset loans.
The firm works in tandem with Tax On Chain, a Brisbane-based crypto accounting company founded in 2021. With shared directors Rafael Franco and Oliver Woodbridge, the partnership reportedly creates a streamlined service that integrates mortgage planning with tax compliance and strategy for crypto investors.
Australia’s crypto lending sector is expanding, with providers such as Block Earner now offering bitcoin-backed loan products. Mortgage On Chain, according to the report, differentiates itself by avoiding custody of client assets and focusing instead on advisory services, compliance, and tailored mortgage solutions.
FAQ ❓
- What is Mortgage On Chain? It’s Australia’s first mortgage broker dedicated to cryptocurrency investors.
- How does it help crypto holders? It guides clients to secure standard home loans while factoring in crypto wealth and tax events.
- Does it offer bitcoin-backed loans? No, it advises on them but focuses on traditional mortgages and compliance.
- Who supports the service? It partners with Brisbane-based Tax On Chain to link mortgage planning with crypto tax strategies.