Ray Dalio Endorses Bitcoin as a Portfolio Hedge Against Fiat Devaluation

The Bitcoin Historian point out that Ray Dalio has made a new statement that reinforced the long-term case of investment in Bitcoin. According to Dalio, up to 15 percent of a portfolio should be dedicated to such assets as Bitcoin and gold, which will act as insurances against the devaluation of fiat currency. He puts Bitcoin in the context of a perceived store of value and not as a speculative instrument. The remark comes in when the world debt levels are on the increase and the trust on the long held monetary systems is still eroding.

Expansion of Debt Pushes Investors to Hard Assets

Dalio uses macroeconomic pressure not short-term price action as the basis of his opinion. He issues multiple warnings of unsustainable debt growth in the United States and debasement of currency through the long run. Consulting investors in July 2025, he recommended that they should keep a combination of Bitcoin and gold to ensure they are not affected by these risks. His model is focused on maintenance of the purchasing power. Bitcoin enters into that scheme as a digital substitute of gold in a more digital financial system.

The language Dalio uses indicates a more general institutional change. More often, he refers to Bitcoin as a digital gold instead of a fringe asset. Big money is now using Bitcoin as a hedge and not necessarily a growth game. The open supply limit and decentralization of Bitcoin do help sustain this story. The fact that the asset has a high performance of over 150 percent in the year of 2025 makes it a valid store of value in times of monetary uncertainty.

Personal Allocation is Conservative though Nominal

Although he approved it, Dalio has a modest personal investment in Bitcoins. He revealed that he owned about 1 percent of his portfolio in Bitcoin at the beginning of December. This is a conservative stand that conforms to his overall risk-managed philosophy. Dalio gives more focus to diversification rather than concentration. What is important, not the specific percentage that he has, but his visible support. Even when structural changes are seen among institutional investors, they tend to be slow in moving.

This statement by Dalio gives credibility to Bitcoin among the conservative investors. His status as a macro thinker has an impact on pension funds, family offices, and sovereign allocators. Every recommendation by traditional finance lowers the risk perception to capital on the part of the conservative. Bitcoin is no longer dependent on the crypto-native narratives only. It is slowly becoming a part of the global portfolio construction together with gold, commodities, and inflation hedges.